Small Business Organization LLC Terms of Service

Small Business Organization LLC (“Small Business Organization,”, “SBO,” “Company,” “we,” or “us”) is an online platform (the “Platform,” “App,” and/or “Site”) that allows you to utilize or access small business training sessions, modules, videos, educational information, exercises, forums, products, and personalized content (“Information,” “Training,” or “Training Materials”). Some of the Information and Training provided is from Small Business Organization and some is provided by industry professionals (“Contributors”).

Small Business Organization is a support and learning community for small business owners. We are not a law firm, financial advisor, health advisor, or tax professional and cannot offer legal, tax, accounting, finance, health, or any other type of advice. The Information on our Website and made available to you is for general informational purposes only and is not legal, tax, accounting, finance, or health advice. Please consult your respective legal, tax, financial, and health advisors for specifics relevant to your unique situation. Always follow your state's laws and best practices. No guarantees, promises or warranties of any kind are being made or should be understood to be made. Results may vary. ​

These training materials are intended as general guidance only and may or may not apply to a particular situation based on the circumstances. SBO makes no claims or guarantees regarding the accuracy or timeliness of this information and material. The content of this training material is not designed or intended to provide authoritative financial, accounting, investment, legal or other professional advice which may be reasonably relied on by its audience. If expert assistance in any of these areas is required, the services of a qualified professional should be sought. Reference to any specific commercial product, process, or service by trade name, trademark, manufacture, or otherwise by SBO or its Contributors does not constitute an endorsement, a recommendation, or a preference by Small Business Organization.

ALWAYS CONSULT YOUR OWN ADVISORS

Small Business Organization is an informational site for small businesses. We publish content about a range of small business topics, including content related to legal services, accounting, loans, taxes, insurance, finance, health, and wellness.

Though some of our Contributors hold credentials in law, real estate, accounting, finance, and health, they and Small Business Organization are not acting as licensed professionals. Our Contributors provide generally applicable content and try to break down complex topics so they are easier to understand. However, they are not providing specific advice for your small business. Information that are provided by SBO or Contributors may not apply to you, and products or services that might be recommended may not be a good fit for your small business.

We recommend consulting your business lawyer, accountant, tax professional, financial advisor, health professional or other licensed professional for decisions that could affect your life and your small business legally or financially.

Sometimes, the information you see on our site may not match up with what you see on a contributor’s site or a third party site. Use our content as a starting point to do your own research before choosing a product or service for your small business.

Please note that product or company names, logos, and trademarks referred to on this Site belong to their respective owners.

ETHICS POLICY

Contributors to Small Business Organization are independent service providers who create and publish content on Small Business Organization and affiliated sites. Contributors may or may not be compensated monetarily for the content they create. Small Business Organization asks that Contributors maintain high ethical standards and all legal requirements in their respective industry. The contributors, and not Small Business Organization, are responsible for their own compliance with these standards. Contributors and other writers provide information that they intend to be not only practical but trustworthy. Contributors are responsible for their content, and this content is made available on Small Business Organization "AS IS."

Website Terms and Conditions of Use

The content found on this website is for educational purposes only. What you do with the content is up to you.

1. Terms

These terms are between you and Small Business Organization, LLC, a California limited liability company. By accessing the SBO Website, SBO App, or attending an SBO event, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing the SBO App, SBO Site, or any SBO event. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to view the educational materials (information or software) on Company's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials;

use the materials for any commercial purpose such as reselling it for your benefit, or for any public display (commercial or non-commercial);

remove any copyright or other proprietary notations from the materials; or

transfer the materials to another person or 'mirror' the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Company at any time for any reason. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

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3. Disclaimer

The materials on Company's website are provided 'as is'. Company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Company or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Company's Internet site, even if Company or a Company authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. This limitation shall apply regardless of whether the damages arise out of breach of contract, tort, or any other legal theory or form of action.

5. Revisions and Errata

The materials appearing on Company's website could include technical, typographical, or photographic errors. Company does not warrant that any of the materials on its website are accurate, complete, or current. Company may make changes to the materials contained on its website at any time without notice. Company does not, however, make any commitment to update the materials.

6. Links

Company has not reviewed all of the sites linked to its Internet website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Company of the site. Use of any such linked website is at the user's own risk.

7. 30-Day Money Back Guarantee

If you are not satisfied with the training you've received you can let us know within 30 days for a full refund.

8. Site Terms of Use Modifications

Company may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

9. Governing Law

Any claim relating to Company's website shall be governed by the laws of the State of California without regard to its conflict of law provisions.

10. Earnings Disclaimer

Every effort has been made to accurately represent our programs and the educational value they provide. However, there is no guarantee that you will increase revenue for your business using the techniques and ideas in these materials. If we present revenue and sales figures on our website and our other channels, we are often showcasing exceptional results, which may not reflect the average experience. You should not rely on any revenue, sales, or earnings information we present as any kind of promise, guarantee, or expectation of any level of success or earnings. Your results will be determined by a number of factors over which we have no control, such as your level of effort, skills, education, location, applicability to your business, and changes within the market. ​

As with any business, your results may vary, and there are no guarantees concerning the level of success you may experience. The testimonials and examples used are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire and motivation.

We cannot guarantee your future results and/or success. However, we do have a satisfaction guarantee.

The use of our information, products and services should be based on your own due diligence, including applicability to your business, your state and local market, and you agree that SBO and any contributors, advertisers, sponsors of this website and app are not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products and services on or advertised on this website.

11. Affiliate Disclaimer

The goal of Small Business Organization training course is to help educate you on the possibilities that exist for a small business owner, but please understand that this is a for-profit business. Given this, you should assume that any links leading you to products or services are affiliate links that Small Business Organization may receive compensation from just to be safe. Having said that, there are hundreds of products and services on the web that relate to becoming a small business owner. Small Business Organization, LLC will only promote those products or services that we truly feel deliver value to you. Examples would include software, 3rd party training courses, and business supplies.

12. Indemnification

You will indemnify and hold harmless Small Business Organization, LLC and its members, officers, directors, employees, and agents, from and against any claims, disputes, demands, liabilities, damages, losses, and costs, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with (i) your access to or use of any Small Business Organization, LLC website, app, or other means of delivering content or (ii) your violation of these terms of use.

13. Dispute Resolution

You and Small Business Organization, LLC agree that any dispute, claim or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation or validity thereof or the use of the services or content found on any Small Business Organization, LLC website, app, or means of delivering content (collectively, “Disputes”) will be settled by binding arbitration, except that each party retains the right: (i) to bring an individual action in small claims court and (ii) to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a party’s copyrights, trademarks, trade secrets, patents or other intellectual property rights (the action described in the foregoing clause (ii), an “IP Protection Action”). You acknowledge and agree that you and Small Business Organization, LLC are each waiving the right to a trial by jury or to participate as a plaintiff or class member in any purported class action or representative proceeding. Further, unless both you and Small Business Organization, LLC otherwise mutually agree in writing, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of any class or representative proceeding. If this specific paragraph is held unenforceable, then the entirety of this “Dispute Resolution” section will be deemed void. Except as provided in the preceding sentence, this “Dispute Resolution” section will survive any termination of these Terms.

Arbitration Rules

The arbitration will be administered by the American Arbitration Association (“AAA”) in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the “AAA Rules”) then in effect, except as modified by this “Dispute Resolution” section. (The AAA Rules are available at www.adr.org/arb_med or by calling the AAA at 1-800-778-7879.) The Federal Arbitration Act will govern the interpretation and enforcement of this Section.

Arbitration Process

A party who desires to initiate arbitration must provide the other party with a written Demand for Arbitration as specified in the AAA Rules. The arbitrator will be either a retired judge or an attorney licensed to practice law and will be selected by the parties from the AAA’s roster of arbitrators. If the parties are unable to agree upon an arbitrator within seven (7) days of delivery of the Demand for Arbitration, then the AAA will appoint the arbitrator in accordance with the AAA Rules.

Arbitration Location and Procedure

Unless you and Small Business Organization, LLC mutually agree otherwise, the arbitration will be conducted in San Diego, California. If your claim does not exceed $10,000, then the arbitration will be conducted solely on the basis of the documents that you and Small Business Organization, LLC submit to the arbitrator, unless you request a hearing or the arbitrator determines that a hearing is necessary. If your claim exceeds $10,000, your right to a hearing will be determined by the AAA Rules. Subject to the AAA Rules, the arbitrator will have the discretion to direct a reasonable exchange of information by the parties, consistent with the expedited nature of the arbitration.

Arbitrator’s Decision

The arbitrator will render an award within the time frame specified in the AAA Rules. The arbitrator’s decision will include the essential findings and conclusions upon which the arbitrator based the award. Judgment on the arbitration award may be entered in any court having jurisdiction thereof. The arbitrator’s award of damages must be consistent with the terms of the “Limitation of Liability” section above as to the types and amounts of damages for which a party may be held liable. The arbitrator may award declaratory or injunctive relief only in favor of the claimant and only to the extent necessary to provide relief warranted by the claimant’s individual claim. Neither party will be entitled to an award of attorney’s fees and expenses and each party hereby waives all rights it may have under applicable law to recover attorneys’ fees and expenses.

Fees

Your responsibility to pay any AAA filing, administrative and arbitrator fees will be solely as set forth in the AAA Rules. However, if your claim for damages does not exceed $50,000, Small Business Organization, LLC will pay all such fees unless the arbitrator finds that either the substance of your claim or the relief sought in your Demand for Arbitration was frivolous or was brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)).

14. Trademarks and Endorsements

Small Business Organization interacts with a number of companies that assist and provides services to small businesses. Small Business Organization may use registered trademarks of these companies such as names and logos. Unless explicitly stated, Small Business Organization training is not sponsored, endorsed by, or affiliated with those companies.

15. Program Copyrighted

All sessions of the Small Business Organization® course, related events, or related materials are copyrighted by the Small Business Organization. Recording, photocopying or reprinting information is not permitted without express permission from the Small Business Organization. By attending any live Small Business Organization recorded webinar or event, you agree that your image may be used at any time, without further notification, for printed materials, websites, social media, courses, and other marketing purposes.

16. Monthly Subscription

Small Business Organization provides a monthly education subscription as a service where you can ask contributors questions live. For these services, we'll require you to provide your payment details upfront. At the end of any included mentorship, we may automatically charge you for the applicable paid subscription on the first day following the included mentorship period on a recurring monthly basis. By providing your payment details, you agree to this charge using such payment details. If you do not want this charge, you must cancel the applicable paid subscription through your Small Business Organization account before the end of the included mentorship. Canceling monthly subscriptions can be done by emailing help@smallbusinessorganization.org.

17. Ambassadors / Contributors / Interviews / Community Posts

Small Business Organization frequently interviews or allows members of the community to provide their opinions on how to build a small business. Small Business Organization makes no representations as to the accuracy, completeness, suitability, or validity of any information provided by people in the SBO community, including but not limited to conference speakers, guests, interviewees, ambassadors, contributors, or social media followers. Small Business Organization is not liable for any errors, omissions, losses, or damages arising from its display or use. All information is provided on an as-is basis. It is the viewer’s or reader’s responsibility to verify their own facts. The views and opinions expressed by SBO community members are those of the authors and do not necessarily reflect the official policy or position of any other agency, organization, employer, or company, including Small Business Organization LLC.

18. In-Person Events

Small Business Organization Ambassadors are not paid employees and at times will host their own in-person events. Small Business Organization LLC is not responsible for these events and cannot guarantee participants will not become infected when gathering at events or on hotel grounds or participating in event activities. By attending any events hosted by Small Business Organization or otherwise, you are acknowledging that an inherent risk of exposure to COVID-19 exists in any public place where people are present. By attending any event, you and any guests voluntarily assume all risks related to exposure to COVID-19 and agree not to hold Small Business Organization LLC, or any of their affiliates, directors, officers, employees, agents, contractors, or volunteers liable for any illness or injury.